126 Payson St, Fitchburg MA 01420

Fitchburg, MA 01420

$400K

4 BD · 3 BA · 2,118 sf · 0.06 ac · Built 1900

Request a Private Showing Enquire by phone · +1 212 920 6260

The residence

Move-In Ready Two-Family Home with In-Law Potential! Welcome to this spacious, move-in-ready two-family home offering flexibility, character, and plenty of living space! The first floor features an updated, spacious kitchen with butcher-block countertops, reset lighting and bamboo hardwood flooring and a convenient half bath. The large dining room is perfect for entertaining and showcases a gorgeous slate wood-burning fireplace, creating a warm and inviting atmosphere during the winter months. Upstairs, the main living space offers the potential for three bedrooms, along with a newly renovated bathroom featuring beautiful ceramic flooring and a relaxing spa tub .Looking for an in-law setup, additional living space, or rental income? The cozy one-bedroom basement apartment offers its own kitchen with new cabinets, providing excellent flexibility for extended family or an additional income opportunity. Enjoy summer barbecues and outdoor gatherings in the backyard while being conveniently located just minutes from Route 2, the commuter train station, Market Basket, shopping, restaurants, parks, and Fitchburg State University. Great location + flexible living options + income potential = an opportunity you won't want to miss!

At a glance

Property type: 2 Family - 2 Units Up/Down
Status: Active
Year built: 1900
Lot size: 0.06 acres
Living area: 2,118 sf
MLS#: 6294d402a9ec1783eec1c449484ce974
Beds · Baths: 4 · 3

Location

Fitchburg, MA.

Fitchburg, Massachusetts, is a market our advisors follow closely — its streets, housing stock and setting each shape what a residence here is worth and how it lives day to day. We are glad to walk you through the locale in detail, and how this particular address sits within it.

Estimated Monthly Payment+

$2K/mo

Approximate · principal & interest only

Down payment · 25%Interest rate · 6.75%Term · 30 years

Display Currency

$400K

Indicative conversion — settlement always in USD.

Private Showing

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Listing courtesy of LAER Realty Partners · MLSPIN

MLS Property Information Network.The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors, landlords and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.

Listings updated Oct 4, 2026

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